Have you ever wondered, what am I doing and how did I get here?  Well, I sure did!  Going to college and finding a job sounded exactly like what we were supposed to do.  But why were we so in debt, unable to chart our financial future, or live fully?  We didn’t have a plan. I devoured financial information, books, magazines, seminars, etc.  I read just about anything I could get my hands on to know how to “get ahead.”  Finally I realized that successful money management begins with a personal budget. 

In America, we are taught to spend now and pay later. The only way to break free is to do something different. My husband and I were determined to "Change Our Family Tree" in our early twenties. We desired to handle our finances differently.  We developed a budgeting plan and learned how to keep each other accountable. As a result, we are now DEBT-FREE!!! In total, the first five years of our marriage amounted to paying off over $100,000 in debt and vowing to never return to that place again.

With a degree in electrical engineering, seven years of engineering experience, and a shovel large enough to dig ourselves out of $100,000 in personal debt, I know how to transform your financial life.  Now through my monthly e-newsletter, coaching sessions, speaking engagements, and workshops, I have amazing opportunities every day to help people and businesses transform their finances, careers, families· and most importantly their futures.

The exciting thing about all this is that you can do it too! Get on board and watch the tree that your family is creating bloom into something you could never have imagined! The budgeting system that we used can work for you as well.

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